Percentage of mortgage applications denied in New Jersey

Between 2018 and 2022, conventional mortgage applications from Latinos were denied at roughly double the rate for white borrowers. The denial rate for applications from Latinos was also higher than the state’s overall denial rate.

Source: Home Mortgage Disclosure Act data analysis by Futuro Investigates. Figures are rounded to the nearest whole percentage. Includes decisions on mortgage applications for principal residence, site-built, 1-4 unit properties. See methodology for full inclusion criteria and detailed figures.